Lease vs Rent Calculator
NPV Analysis | Tax Shield | Break-Even | OpEx DeductionScenario A: Long-Term Lease
Lease Term (months)
Monthly Lease Payment
$
Upfront Cost (Deposit)
$
Annual Mileage Limit (km)
Residual Value (Buy-back)
$
Scenario B: Monthly/Short-Term Rent
Rental Duration (months)
Monthly Rental Rate
$
Comparison Settings
Comparison Duration (months)
Tax Rate: 30%
Cumulative Cost Over Time
Winner
LEASE
Based on 36 monthsLease Analysis
Total Cost$950,000
Residual Value-$300,000
Tax Savings-$270,000
Net Cost$380,000
Rent Analysis
Total Cost$1,260,000
Net Cost$1,260,000
Break-Even Analysis
Lease becomes cheaper after 5 months